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                        ✨ Made-to-Order Insurance                    </span>
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                <h1 class="mb-6 text-5xl font-extrabold tracking-tight leading-tight text-gray-900 lg:text-6xl">
                    Protection for What You Value Most                </h1>
                
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                    Personalized Insurance Solutions for Your Unique Journey - Your Partner in Protection                </p>
                
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                <div class="text-5xl font-black text-teal-600 mb-2">500+</div>
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            <div class="bg-white rounded-2xl p-8 text-center shadow-lg border-2 border-cyan-100">
                <div class="text-5xl font-black text-cyan-600 mb-2">98%</div>
                <div class="text-gray-700 font-semibold">Satisfaction Rate</div>
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                <div class="text-5xl font-black text-teal-600 mb-2">24/7</div>
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                <div class="text-5xl font-black text-cyan-600 mb-2">15+</div>
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<section class="relative bg-gray-900 py-20 overflow-hidden" id="services">
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            <h2 class="text-5xl font-extrabold text-white mb-4">Experience Beauty Like Never Before with Our Services</h2>
            <p class="text-xl text-gray-300 max-w-2xl mx-auto">Professional solutions for every need</p>
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                <h3 class="text-xl font-bold text-white mb-3">Flood Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Protect your home and belongings from flood damage with our comprehensive flood insurance coverage. We offer customized solutions to fit your needs and budget.</p>
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                <h3 class="text-xl font-bold text-white mb-3">Travel Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Travel with confidence knowing you are protected against unexpected events. Our travel insurance plans provide comprehensive coverage for medical emergencies, trip cancellations, and more.</p>
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                <h3 class="text-xl font-bold text-white mb-3">Health Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your health is your greatest asset. Secure it with our comprehensive health insurance plans, providing you with the coverage you need to access quality healthcare without financial burden.</p>
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                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
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                <h3 class="text-xl font-bold text-white mb-3">Auto Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Drive with peace of mind knowing you and your vehicle are fully protected. We offer a range of comprehensive auto insurance plans to safeguard you against unforeseen events on the road.</p>
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                <h3 class="text-xl font-bold text-white mb-3">Business Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Protect your business from unforeseen events with our customizable insurance solutions. We offer a range of commercial insurance products to safeguard your business, employees, and assets.</p>
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                    <i class="fas fa-file-contract text-white text-2xl"></i>
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                <h3 class="text-xl font-bold text-white mb-3">Life Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Preserve your legacy and protect your loved ones with our life insurance solutions. We offer a variety of plans to ensure your family's financial future remains secure in the face of unexpected events.</p>
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<section class="bg-gradient-to-br from-teal-50 via-white to-cyan-50 py-20" id="testimonials">
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                        <div class="flex-1">
                <div class="bg-white rounded-2xl shadow-xl p-8 h-full flex flex-col">
                    <div class="text-teal-600 text-5xl mb-4">"</div>
                    
                    <p class="text-gray-700 mb-6 flex-1 leading-relaxed">
                        Policy management has never been easier. Their platform handles complexity with simplicity.                    </p>
                    
                    <div class="border-t pt-6">
                        <div class="flex items-center justify-between">
                            <div class="flex items-center space-x-3">
                                <img src="https://randomuser.me/api/portraits/men/46.jpg" alt="Patricia Morgan" class="w-10 h-10 rounded-full bg-gray-100">
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                                    <div class="font-bold text-gray-900 text-sm">Patricia Morgan</div>
                                    <div class="text-xs text-gray-600">Agency Owner</div>
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                                                                <i class="fas fa-star text-yellow-400 text-xs"></i>
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                        <div class="flex-1">
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                    <div class="text-teal-600 text-5xl mb-4">"</div>
                    
                    <p class="text-gray-700 mb-6 flex-1 leading-relaxed">
                        Claims processing time reduced by 70%. Clients are happier and our workload is more manageable.                    </p>
                    
                    <div class="border-t pt-6">
                        <div class="flex items-center justify-between">
                            <div class="flex items-center space-x-3">
                                <img src="https://randomuser.me/api/portraits/men/20.jpg" alt="William Harrison" class="w-10 h-10 rounded-full bg-gray-100">
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                                    <div class="font-bold text-gray-900 text-sm">William Harrison</div>
                                    <div class="text-xs text-gray-600">Insurance Broker</div>
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                                                                <i class="fas fa-star text-yellow-400 text-xs"></i>
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            </div>
                        <div class="flex-1">
                <div class="bg-white rounded-2xl shadow-xl p-8 h-full flex flex-col">
                    <div class="text-teal-600 text-5xl mb-4">"</div>
                    
                    <p class="text-gray-700 mb-6 flex-1 leading-relaxed">
                        Risk assessment tools are incredibly accurate. Our loss ratios improved significantly within one quarter.                    </p>
                    
                    <div class="border-t pt-6">
                        <div class="flex items-center justify-between">
                            <div class="flex items-center space-x-3">
                                <img src="https://randomuser.me/api/portraits/men/6.jpg" alt="George Sullivan" class="w-10 h-10 rounded-full bg-gray-100">
                                <div>
                                    <div class="font-bold text-gray-900 text-sm">George Sullivan</div>
                                    <div class="text-xs text-gray-600">Underwriting Manager</div>
                                </div>
                            </div>
                            <div class="flex">
                                                                <i class="fas fa-star text-yellow-400 text-xs"></i>
                                                                <i class="fas fa-star text-yellow-400 text-xs"></i>
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                                                            </div>
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<section class="bg-gray-900 py-32" id="features">
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        <h2 class="text-6xl font-black text-white text-center mb-20">Powerful Features</h2>
        
        <div class="grid lg:grid-cols-3 gap-12">
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-teal-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-bolt text-white text-xl"></i>
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                <h3 class="text-2xl font-bold text-white mb-4">Lightning Fast</h3>
                <p class="text-gray-400">Optimized for maximum speed and performance</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-teal-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-lock text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Bank-Level Security</h3>
                <p class="text-gray-400">Enterprise-grade protection for your data</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-teal-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-mobile-alt text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Mobile Ready</h3>
                <p class="text-gray-400">Perfect experience on any device</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-teal-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-sync text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Auto Updates</h3>
                <p class="text-gray-400">Always up-to-date with latest features</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-teal-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-users text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Team Collaboration</h3>
                <p class="text-gray-400">Work together seamlessly</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-teal-600 rounded-lg flex items-center justify-center mb-6">
                    <i class="fas fa-chart-bar text-white text-xl"></i>
                </div>
                <h3 class="text-2xl font-bold text-white mb-4">Analytics</h3>
                <p class="text-gray-400">Deep insights into your performance</p>
            </div>
                    </div>
    </div>
</section>


<section class="bg-teal-600 py-32" id="about">
    <div class="max-w-screen-xl mx-auto px-4">
        <div class="grid lg:grid-cols-2 gap-12">
            <div class="text-white">
                <h2 class="text-6xl font-black mb-6">Tailored Insurance Plans for Your Individual Requirements</h2>
                <p class="text-2xl text-white/90 font-light">Made-to-Order Insurance</p>
            </div>
            <div class="text-white">
                <p class="text-xl leading-relaxed mb-8">One of the biggest benefits of working with our agency is our ability to provide customized insurance solutions. We understand that no two situations are the same, which is why we take the time to assess your risks and create a policy that is tailored to your needs. Our team of experts will work with you to identify your priorities and develop a policy that provides the protection you need, without breaking the bank.</p>
                <a href="#contact" class="inline-block px-10 py-5 bg-white text-teal-600 font-black rounded-none hover:bg-gray-100 transition-all">
                    Discover Coverage →
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</section>

<section class="bg-white -mt-20 relative z-10">
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</section>


<section class="py-20 bg-white" id="blog">
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        <div class="text-center mb-16">
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                <span class="text-teal-600 font-bold text-sm uppercase tracking-wider">
                    Blog
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                <div class="h-1 w-12 bg-gradient-to-r from-cyan-600 to-teal-600"></div>
            </div>
            <h2 class="text-5xl md:text-6xl font-black text-gray-900 mb-4">Latest Articles</h2>
            <p class="text-xl text-gray-600 max-w-2xl mx-auto">Stay updated with our latest insights and industry news</p>
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        <div class="grid md:grid-cols-2 lg:grid-cols-3 gap-8">
                        <article class="relative group">
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                <div class="relative bg-white rounded-2xl overflow-hidden shadow-lg border-t-4 border-teal-500">
                    <div class="relative overflow-hidden h-48">
                        <img src="https://images.pexels.com/photos/3184311/pexels-photo-3184311.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="AI Ethics Councils for Underwriting" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
                    </div>
                    <div class="p-6">
                        <span class="text-xs text-teal-600 font-semibold uppercase tracking-wider">Governance</span>
                        <h3 class="text-xl font-black text-gray-900 mt-3 mb-3 group-hover:text-teal-600 transition-colors">
                            <a href="/blog/ai-ethics-councils-for-underwriting/">AI Ethics Councils for Underwriting</a>
                        </h3>
                        <p class="text-gray-600 mb-4 leading-relaxed text-sm">AI ethics councils ensure underwriting algorithms stay fair, transparent, and regulator-ready in 202...</p>
                        <div class="flex items-center justify-between">
                            <span class="text-xs text-gray-500">November 19, 2025</span>
                            <a href="/blog/ai-ethics-councils-for-underwriting/" class="text-teal-600 font-semibold text-sm">Read →</a>
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                    <div class="relative overflow-hidden h-48">
                        <img src="https://images.pexels.com/photos/3184296/pexels-photo-3184296.jpeg?auto=compress&cs=tinysrgb&h=650&w=940" alt="Claims Co-Creation Communities" class="w-full h-full object-cover group-hover:scale-110 transition-transform duration-500">
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